Helping agents meet the demands of placing commercial and residential insurance for coastal properties.


Price. Coverage. Convenience.

Wilmington Insurance Agency, a Managing General Agency (MGA) and sister company of Wilmington Insurance Company, writes property and liability insurance programs, including wind and flood coverage, for commercial and residential coastal properties with a primary geographic focus in Maryland and Virginia. Insurance agents have access available, on an open market basis, to exclusive package policies that include property and liability lines. For agents looking for property and liability coverage under one program at a fair price, you now have a solution with Wilmington.

We are a Lloyd’s Coverholder with binding authority for certain products underwritten by certain underwriters at Lloyd’s. In addition, we offer products for other insurers outside the scope of our Lloyd’s binding contract(s).

Our Solutions

Our coastal insurance solutions include:

Wilmington has the expertise, experience, markets and technology platforms to help agents with niche programs, supporting the development of new product concepts or niches.

Partnering with Wilmington

We understand the special exposures that exist in the difficult-to-write coastal property market and offer the property and/or liability coverages to address these exposures – whether its building coverage or windstorm and hailstorm damage for Tier-One coastal counties to business interruption and deductible options suited for each insured and more. In doing business with us, you’ll also gain a partner that offers:

  • The ability to write a broad spectrum of risks.
  • Quick quote turnaround time and great service: You won’t be chasing down quotes with us, and can rely on receiving a quote for your clients within 24 hours or less.
  • Access to our state-of-the-art policy administration system for a streamlined quoting, rating, underwriting, policy issuance, and marketing process once you become a partner agency.
  • The ability to put together individual programs for agencies looking to expand their footprint in a specific geographic area, thanks to our longstanding market relationships.

We’ll Help You Navigate the Coastal Property Market

Our products are exclusively distributed through independent insurance agencies and we look forward to expanding your book of business in the coastal insurance market. For more information about our products, please contact us at 302.231.2800.

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