Property and Liability insurance solutions for habitational risks reside here.


Protection for Habitational Risks

Wilmington Insurance Agency provides property and liability coverage solutions to coastal habitational risks. We understand the complex risks and unique characteristic of property owners and associations, and provide agents with the product and delivery support to write habitational accounts. We will work with you to get competitive pricing while also providing the scope of coverage needed.

Why Wilmington for Habitational Risks?

We offer the following coverage features for coastal habitational risks:

  • High TIV Limits Available
  • Package: Property and General Liability
  • Monoline Property
  • Additional Insured – Management Companies
  • Equipment Breakdown & Business Interruption coverage available
  • Will Consider Mixed Occupancy
  • Numerous Enhancements Available
  • New Ventures Considered

Target Classes

  • Multi-Family Dwellings
  • Apartment Buildings
  • Residential Condominiums
  • Co-ops
  • Townhomes

We Get Things Done

Our underwriters are focused on providing quality service and timely quotes to support marketing efforts. Utilize our “quick quote” feature in our agency portal for a quick indication prior to remitting your application via our online portal, e-mail or upload. Our automated platform enables you to receive a quick bindable quote and have easy access to your accounts and underwriter contact.

Another key competitive advantage in the market is our low wind deductibles. We offer this coverage on all of our homeowners and small commercial business.

We’ll Help You Navigate the Coastal Property Market

Our products are exclusively distributed through independent insurance agencies and we look forward to expanding your book of business in the coastal insurance market. For more information about our products, please contact us at 302.231.2800.