Get the total package for liability and property coverage for coastal businesses with us.


Small Commercial Package Insurance for Coastal Properties

Wilmington Insurance Agency offers modified BOP and package policies for coastal businesses throughout the MidAtlantic. In lieu of having to track down a monoline liability carrier, you can provide a bundled solution through us. Our Wic Pak endorsements offer a comprehensive bundle of property and liability coverages to meet your client’s needs. We provide standard market coverages for coastal properties at prices more competitive than the traditional E&S market.

Our Core Appetite

We can provide you with a coverage solutions for the following classes of business:

  • Office
  • Mercantile
  • Habitational (condo associations, townhome associations, apartment buildings)
  • Restaurants

Why Wilmington?

In addition to having the ability to offer our package liability and property insurance to your coastal insureds, you also have the confidence and reliability of knowing you can deliver when you need to. Our underwriters are focused on providing quality service and timely quotes to support your deadlines. Utilize our “quick quote” feature in our agency portal for a quick indication prior to remitting your application via our online portal, e-mail or upload. Our automated platform enables you to receive a quick bindable quote and have easy access to your accounts and underwriter contact.

Another key competitive advantage in the market is our low wind deductibles. We offer this coverage in our homeowners and small commercial business binder program.

Ask us about our primary flood, excess flood and wind deductible buybacks options as well.  We are able to place these coverages with our small commercial solutions and our homeowners products or matched with other insurers.

We’ll Help You Navigate the Coastal Property Market

Our products are exclusively distributed through independent insurance agencies and we look forward to expanding your book of business in the coastal insurance market. For more information about our products, please contact us at 302.231.2800.